{"id":2370,"date":"2022-10-20T14:41:53","date_gmt":"2022-10-20T18:41:53","guid":{"rendered":"https:\/\/www.caravitahomecare.com\/?p=2370"},"modified":"2022-10-20T14:43:59","modified_gmt":"2022-10-20T18:43:59","slug":"medicare-annual-enrollment-2023-is-here","status":"publish","type":"post","link":"https:\/\/www.caravitahomecare.com\/senior-home-care-medicare-annual-enrollment-2023-is-here\/","title":{"rendered":"Medicare \u2013 Annual Enrollment 2023 is Here!"},"content":{"rendered":"

Medicare \u2013 Annual Enrollment 2023 is here!<\/strong><\/em><\/h3>\r\n
\"Senior

Senior Home Care Roswell GA – Medicare \u2013 Annual Enrollment 2023 is Here!<\/p><\/div>\r\n

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When is annual enrollment?<\/strong><\/em><\/h4>\r\n

<\/h4>\r\nEach year annual enrollment is October 15 to December 7. Call your broker early in the AEP season. There are 60 million Medicare enrollees. Don\u2019t wait until December!\r\n

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Can I prepare ahead of October 15?<\/strong><\/em><\/h4>\r\n

<\/h4>\r\nYes, for those who are already on a Medicare plan, each year in September, you receive an Annual<\/strong> Notice of Coverage<\/strong> booklet. The ANOC compares the current year with next year\u2019s coverage. This chart starts with the monthly premium and annual deductible. Then goes down each line item showing the benefit and the cost. This allows you to compare what your costs are for this year and next year. For Medicare Advantage (also known as Part C)<\/strong> plan enrollees, confirm your doctors and medications have not changed, and if your pharmacy is still a preferred pharmacy (in the network), this gives you a bird\u2019s eye view of what costs to expect next year. For Part D plans, if your meds have not changed and the pharmacy is still preferred, you can confirm next year\u2019s cost.\r\n

<\/h4>\r\nWhat changes can I make during Medicare Annual enrollment? Advantage (Part C) and Part D plans<\/strong> can be analyzed and compared with your current plan benefits and costs with next year\u2019s plan options. If you are on an Advantage plan, you can change to another Advantage plan or enroll in a Part D plan. If you are on a Part D plan, you can change to another Part D plan or switch to an Advantage plan that has the drug plan built in. Remember, you can change to a Medicare Supplement plan any month of the year if you pass medical underwriting after your initial enrollment or grace period.\r\n

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What are some changes for 2023?<\/strong><\/em><\/h4>\r\n

<\/h4>\r\nCMS (Center for Medicaid and Medicare Services) has made two major changes for this annual enrollment period. These changes are in direct response to the increase of complaints. Most were generated from the Medicare TV ads. Last year, CMS received over 39,000 complaints, almost doubling the number in 2020.\r\n

<\/h4>\r\nOne change<\/strong> effective October 1, 2022, and subsequent years, requires all agents, brokers, and third-party marketing organizations, including the ones seen on TV commercials is to record all calls with clients, including the enrollment, in their entirety and the recording must be kept for 10 years! This would include the third-party companies marketing the TV commercials. This has raised the ire of many reputable agents. It is as though reputable agents and those Medicare eligible are being punished for TV money hungry marketing organizations.\r\n

<\/h4>\r\nThe second change<\/strong> is third parties, agencies and agents must have this disclosure statement on all marketing materials.\r\n

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