Written by Bonnie Dobbs, Senior Health Benefits Consultant
Elder Care Roswell GA – When Can I Start Medicare?
You can start Medicare year-round, but there are rules.
One of the many misconceptions about Medicare is when to enroll. Often people call my office for advice. Some think they can only enroll during annual enrollment or when their employer insurance is up for renewal. This is the wrong information.
Let’s talk about those specific time frames as they depend on your situation.
When you turn 65, regardless of the month, there is a 7-month window to enroll. That window is 3 months before your birthday month, the month of your birthday, and 3 months after.
If you’re retiring past age 65, you have 2 months or 63 days after the retirement day. The reason is because July and August both have 31 days.
If you become disabled and are under 65, you will be deemed Medicare eligible 24 months after your disability payments begin. You should receive your Medicare card 3 months in advance of your eligibility.
There are exceptions for those under 65. If you have ALS, you are Medicare eligible immediately, and for those diagnosed with ESRD, you qualify in 3 months.
Contact a local broker who can research all the options in your service area. Please know the plan will not begin before your Part B start date.
Please contact our office at 770-373-7541 if you have any questions regarding Medicare.
Bonnie Dobbs is a highly sought-after author, panelist, and speaker on Medicare, teaching thousands online, in print, and in person! The Founder of Insurance and Other Red Tape, Bonnie is a broker contracted with multiple insurance carriers and has a team of agents licensed in Georgia and many other states. Their services are always free. www.medicareandotherredtape.com
To provide the best experiences, we use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us to process data such as browsing behavior or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions.
Functional
Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes.The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
